An Overview

Investors today are looking for the ability to control what's in their investment portfolio—and Separately Managed Accounts may offer a solution. We are there to aid you in managing your investments by making the most of our skill, dedication and time. Through our tailor made Separately Managed Accounts (SMAs) services, you can now delegate this responsibility to our qualified professionals.

Introduction

People and organizations are becoming more investment savvy and they are looking towards avenues available to them for investments. For this they want personalized investment solutions for achieving their objectives. ABL Funds will help you in achieving the pre-determined financial goals including regular income, capital appreciation and capital preservation or even if you are looking to achieve a specific target return on your investments.

As an Investment Manager and Advisor, Separately Managed Accounts (SMAs) service is designed exclusively to nourish and flourish your investments through our qualified investment managers who take care of your investments diligently. In contrast to mutual funds (which are professionally managed on behalf of many Unit holders), separately managed accounts are personalized investment portfolios tailored to the specific needs of the investor and managed by a hired professional fund manager.

We will assist you in achieving the pre-determined financial goals including regular income, capital appreciation and capital preservation or even if you are looking to achieve a specific target return on your investments. Your investment portfolio and the asset allocation will be built as per your requirements.

Services Offered under SMAs

ABL Funds provides high quality, customized Portfolio Management and Advisory Services to institutional clients such as: Retirement Funds, Charitable Institutions, Endowment Funds etc. and also to High Net Worth Individuals (HNWIs) under license by Securities and Exchange Commission of Pakistan. Our Portfolio Management Services include:

Discretionary Portfolio Management

It includes Portfolio Management based on Investment Objective, Constraints and risk profile of the Investor, and also includes Investment Advisory service

Salient Features

• In accordance with the formal agreement and Investment Policy, the Fund Manager has full discretion over the ultimate investment decisions and strategies employed in the portfolio of its clients
• Investment portfolio is professionally constructed and managed while adhering to the Investment Policy stated upon mutual agreement
• ABL Funds is authorized to execute transactions; buy, sell or otherwise trade securities and other investments on behalf of its clients
• Portfolio management is driven by the client’s investment objective, permissible instrument choices, asset allocation and other terms of the Investment Policy throughout the process
• Client has a dedicated relationship manager for portfolio and performance reporting on agreed formats along with Risk Management and Compliance Reporting
• While taking advantage of investment opportunities in the most efficient way, the Fund Manager consistently aims at providing superior risk adjusted returns to its clients

Non- Discretionary portfolio Management

It includes Joint decision making with the client based on agreed parameters including Risk profiling, suggestion of Asset Allocation and Execution of Trade (choice and timing of Investment decision remains with client)

Salient Features

• In accordance with the formal agreement and Investment Policy, the Fund Manager will make investment decision after consultative with the client
• Investment portfolio is professionally constructed and managed while adhering to the Investment Policy stated upon mutual agreement
• ABL Funds is authorized to execute transactions after the consultative process; buy, sell or otherwise trade securities and other investments on behalf of its clients
• Portfolio management is driven by the client’s investment objective, permissible instrument choices, asset allocation and other terms of the Investment Policy throughout the process
• Client has a dedicated relationship manager for portfolio and performance reporting on agreed formats along with Risk Management and Compliance Reporting
• While taking advantage of investment opportunities in the most efficient way, the Fund Manager consistently aims at providing superior risk adjusted returns to its clients

Investment Advisory

Investment Advisory covers suggesting investment ideas & strategies, however; the decisions rest solely with the investor

Key Characteristics of SMAs

• Open choice of structure for the client i.e. Discretionary and Non-Discretionary
• Flexible investment security choices i.e. Equities, Income, Money Market etc
• Portfolio management based on client’s specific investment objective(s) and desired allocation and preferences
• Professional expertise of portfolio manager to support investment decisions
• Regular performance reporting as per client’s needs
• Macroeconomic, market and security analyses as per client’s needs
• Fee structure varies from fixed to performance based, subject to client’s needs and mutually agreed terms & conditions
• Security & transparency- (Since funds may be deposited with a Custodian, such as CDC or a custodian bank, etc)
• All information remains confidential, unless information sharing is mandating by legal authorities

*The return on investment is not fixed and is subject to market risks. If you want to evaluate fund performance, you may refer to the Latest Fund Manager Report.