ABL Asset Management Company Limited

ABL Financial Planning Fund

ABL Financial Planning Fund



Introduction

ABL Financial Planning Fund is designed to help you in achieving your financial goals in life. The strategy is to broadly diversify the asset allocation by investing in a portfolio of various underlying assets rather than directly investing in stocks and bonds and other securities.

Investment Objective

The Fund aims to generate returns on investments as per the respective Allocation plan by investing in Mutual Funds in line with the risk tolerance of the investor.

Key Features

  • Diversification, professional fund selection and built-in asset allocation, all bundled into one mutual fund.
  • An easy access to ABL’s flagship funds, all having different investment strategies, through one investment vehicle – ABL Financial Planning Fund (ABL FPF).
  • Periodic rebalancing to maintain pre-defined allocation ensures focused investment strategy eliminating human intervention.
  • Flexibility to choose investment plans based on different allocation strategies that suit varying risk profiles

Product Suitability*

  • A targeted investment strategy for investment in order to achieve desired financial goals in life.
  • Investment in a disciplined manner through SIP, especially in riskier funds and also having the comfort of not being penalized should they miss any monthly payment.
  • Risk and return varies from Low-High as per the selected allocation scheme and risk profile.
  • Looking to create wealth in the long term and who are able to withstand short-term market fluctuations in pursuit of maximum returns.
  • Wish to beat inflation & preserve the value of their money over time.
  • High risk and return potential -HIGH-
  • Low- Moderate risk and return potential Medium - High

*Investors are encouraged to consult their Investment advisor prior to investing in the product.

Risk Metrics:

  • low

  • Moderate

  • Medium

  • High

Scheme Features

 
Scheme Name ABL Financial Planning Fund
Scheme type Open-End Fund of Fund Scheme
Date of Inception December 31, 2015
Fund Size PKR 280 Mn. As at October 31st 2024
Objective of the scheme To generate returns on investment as per the respective allocation plan by investing in mutual funds in line with the risk tolerance of the investor.
Allocation Plans 3 Allocation Plans (Initially)
Objective of Plans under ABL FPF Conservative Allocation Plan: The plan primarily aims to provide stable returns with some capital appreciation through a pre-determined mix of investments in equity and income funds.
Active Allocation Plan: The plan has an objective to earn a potentially high return through active asset allocation between Equity scheme(s) and Income scheme(s) based on the Fund Manager’s outlook on the asset classes.
Strategic Allocation Plan: The plan has an objective to earn a potentially high return through active allocation of funds between Equity scheme(s) and Income scheme(s) based on fundamental analysis of Economic indicators, underlying asset values and a strategy of risk aversion to market volatility.
Benchmark Conservative Allocation Plan: 20% return of KSE-100 Index & 80% Average 6-month KIBOR rate.
Active Allocation Plan: Weighted average return of KSE-100 Index , average return of 6-month KIBOR rate and average 6 month PKRV rate based on the Plan’s actual investment in the underlying Equity and Income Fund and/or in cash and/or near cash instruments.
Strategic Allocation Plan: Weighted average return of KSE-100 Index, average return of 6-month deposit KIBOR rate of three banks and average 6 month PKRV rate based on the Plan’s actual investment in the underlying Equity and Income Fund and/or in cash and/or near cash instruments.
Minimum Investment Amount Initial Rs.5,000 (Subsequent Rs. 1,000)
Lock-In Period None
Management Fee NIL (1% of average annual net assets if investment is made in CIS of other AMCs and also on investment in Cash/ Near Cash instruments)
Entry Load Upto 2%
Exit Load NIL (Backend - Contingent)
Systematic Investment Plan Facility Yes
 
 

Fund Performance Highlight

 
Particulars FY 24 FY 23 FY 22 FY 21 FY 20 FY 19 FY 18 FY 17 FY 16
ABL FPF-Conservative Plan 29.73% 11.19% 4.89% 9.00% 11.40% 2.02% 0.01% 10.35% 4.41%
Benchmark Returns 34.02% 16.49% 7.49% 11.84% 21.93% 21.93% 3.45% 9.44% 4.17%
ABL FPF Active Plan 54.6%) 5.66% (10.20%) 35.72% (5.52%) (6.71%) (11.47%) 19.28% 5.29%
Benchmark Returns 72.49% 6.26% (7.54%) 32.02% 10.28% (6.47%) (5.21%) 13.56% 6.2.99%
ABL FPF SAP 57.68% 4.01% (11.72%) 34.64% (3.81%) (3.44%) (2.43%) 0.57% -
Benchmark Returns 58.72% 6.98% (6.44%) 31.94% 11.74% (1.97%) 0.98% (0.25%) -

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